Meet your co-buyer match
AI reviews finances, lifestyle preferences, and timelines to pair you with buyers who share your goals.
Get matched firstAI-powered co-buying
Move into your own home years sooner with the right co-owner.
Fractional Home matches compatible buyers, handles the legal heavy lifting, and guarantees liquidity so you can build equity instead of paying rent.
28 days
Average time from match to close
2,400+
Pre-qualified co-buyers in our pool
45-day
Guaranteed buyout window
- TechCrunch
- Bloomberg
- CRE Daily
- Fintech Insider
Compatibility engine
Over 2,400 would-be buyers in the matching pool, filtered by finances, lifestyle, and timeline.
Compliance-first
State-specific contracts and escrow administration reviewed by independent counsel.
Fast exits
Guaranteed buyout or replacement within 45 days when a co-owner needs to move on.
How Fractional Home works
We help compatible co-buyers discover each other, structure airtight agreements, and enjoy guaranteed exit paths.
Lock in a custom structure
Pre-built legal frameworks cover equity splits, expense sharing, exits, and decision rights—no awkward negotiations.
Review protectionsClose and stay aligned
Fractional Home manages payments, dispute resolution, and exit options so you focus on enjoying your home.
See ongoing supportFeatured properties launching soon
High-demand neighborhoods with strong rental fundamentals and professional management in place.
Austin, Texas
- Share price: $27,500
- Projected annual yield: 7.1%
- Exit window: Next window in 60 days
- Occupancy: 94% trailing 12 months
Palm Springs, California
- Share price: $32,800
- Projected annual yield: 6.4%
- Exit window: Next window in 45 days
- Occupancy: 92% trailing 12 months
Miami, Florida
- Share price: $24,900
- Projected annual yield: 6.9%
- Exit window: Next window in 30 days
- Occupancy: 96% trailing 12 months
Why fractional ownership beats the status quo
AI compatibility matching
Pairs co-buyers based on finances, lifestyle habits, and timelines so expectations stay aligned from day one.
Instant legal framework
Attorney-built agreements cover buyouts, expense sharing, governance, and unexpected life events.
Shared expense autopilot
Centralized dashboard tracks mortgage, utilities, and repairs with reminders and automatic transfers.
Flexible financing paths
Integrations with partner lenders adapt to different down payment sizes and credit profiles.
Third-partner mediation
Our AI agent facilitates decisions—from renovations to guest policies—keeping the relationship healthy.
Liquidity without stress
Guaranteed buyout options and a replacement marketplace mean no one stays stuck if plans change.
Built for safety and clarity
Fractional Home protects your investment and relationships with transparent agreements and institutional safeguards.
- Legal structure: Modular co-ownership contracts cover every “what if,” reviewed by partner law firms in each state.
- Insurance: Required homeowners, liability, and disability coverage keep every co-buyer protected.
- Governance: Shared decision matrix outlines renovation approvals, pet policies, and guest rules.
- Financial controls: Escrow-backed payment flows and automatic reserve contributions prevent surprises.
Key questions
How does liquidity work?
Co-buyers can trigger a buyout at pre-agreed valuations. Fractional Home will either acquire the share or source a vetted replacement within 45 days.
What about taxes?
We provide pro-rated mortgage interest and expense statements plus access to CPAs who specialize in multi-owner deductions.
Who qualifies to join?
Applicants complete a soft credit pull and income verification. We focus on stable renters ready to step into homeownership.
Do we have to live together?
Most members co-live, but we also support investment-focused co-buying with renters or short-term tenants—your agreement sets the rules.
Investors love the Fractional Home experience
“Fractional Home matched me with a co-buyer who shares my lifestyle. We closed in 28 days and the platform runs every shared expense.”
— Priya N., Product Manager“The legal templates took the awkwardness out of discussing buyouts or what happens if one of us relocates. Everything is in writing.”
— Jordan S., Product Designer“Knowing Fractional Home will source a replacement if my co-owner exits lets me focus on enjoying the home instead of worrying.”
— Mei L., EntrepreneurSee how Fractional Home compares
Understand the trade-offs between renting, buying solo, and partnering through Fractional Home.
| Feature | Renting with roommates | Buying solo | Fractional Home |
|---|---|---|---|
| Capital required | Security deposit + first month | 20%+ down payment | Starting at $10,000 |
| Control over space | Shared lease rules | Full control | Shared rules documented in contract |
| Liquidity | Leave when lease ends | Months to sell | Guaranteed buyout or replacement |
| Tax advantages | No | Yes | Shared mortgage interest & expense deductions |
| Hands-on time | Low | High | Low (platform mediation & automation) |
Join the early access waitlist
Be first to unlock AI-powered co-buyer matching, attorney-reviewed agreements, and lender partners designed for sharing ownership.
- Priority access to compatibility matching rounds
- Legal checklist and sample agreements
- Invites to co-buying readiness workshops